NYSLRS – One Tier at a Time: PFRS Tier 5

When you join the New York State and Local Retirement System (NYSLRS), you’re assigned a tier based on the date of your membership. There are six tiers in the Employees’ Retirement System (ERS) and five in the Police and Fire Retirement System (PFRS). Each tier has a different benefit structure established by New York State legislation. Our series, NYSLRS — One Tier at a Time, walks through each tier to give you a quick look at the benefits in both ERS and PFRS.

Today’s final post in our series looks at Tier 5 in the Police and Fire Retirement System. Anyone who joined PFRS from January 9, 2010 through March 31, 2012­ is in Tier 5. There are 1,731 PFRS Tier 5 members as of March 31, 2015, making them the third largest tier group in PFRS.PFRS Tier 5If you’re a PFRS Tier 5 member, you can find your retirement plan publication from the list below for more detailed information about your benefits:

Want to learn more about the different NYSLRS retirement tiers? Check out some earlier posts in this series:

2 thoughts on “NYSLRS – One Tier at a Time: PFRS Tier 5

  1. NYCERS Transferer

    I worked for New York City from 2002 until earlier this year when i took a job upstate and joined NYSLRS. I joined NYCERS in 2011 and bought back my time. This placed me in Tier 4 of NYCERS, but when I transferred my service to NYSLRS (which is in progress) I was told this will place me in Tier 5.

    My question/problem is that under NYCERS rules I contributed a basic member contribution of 3% for 10 years and an additional member contribution of 1.85% for all my service. When I transferred my service to NYSLRS, NYCERS refunded me the AMC because they said NYSLRS does not recognize these contributions.

    However, since I am losing out and moving to Tier 5, if I am not mistaken I will need to pay back 3% of my salary for service above 10 years, since NYCERS did not collect that money. I would like to use the AMCs I have accumulated to do this, but do not see how that can be done.

    Thank you.

    1. NYSLRS

      In order to get the specific information you need about how to pay for your previous service credit, please email our customer service representatives using our secure email form, and one of our representatives can review your account to address your questions and give you the answers you need. Explain your situation/question in the Comment field of the form. Filling out the secure form allows us to safely contact you about your personal account information. Please allow five to seven business days for a response.


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